Legal

Terms of Use

Last updated 2026-11-12

By using this website you agree to these terms.

About our services

Get Covered USA is an insurance agency. Licensed agents help consumers compare and enroll in ACA Marketplace, off-exchange health and life insurance plans. Plan availability, prices and benefits vary by state and carrier. Nothing on this site is a guarantee of coverage or eligibility.

Not government affiliated

We are not affiliated with or endorsed by the federal government, HealthCare.gov or any state Marketplace. You can also enroll directly at HealthCare.gov or your state's exchange.

Your responsibilities

Provide accurate information. Applications with false information can be canceled and may carry penalties. Do not misuse the site, attempt to access other users' data, or interfere with its operation.

Agent portal

Agent accounts are for licensed agents and approved staff. Agents are also bound by the Agent Agreement.

Disclaimers and liability

The site is provided "as is". To the extent the law allows, we are not liable for indirect or consequential damages arising from use of the site.

Changes

We may update these terms. The date at the top shows the latest version.